Investing Calculators

Certificates of deposit (CDs) can offer sound fixed-income investments as long as you choose the right strategy, such as laddering CDs with different maturities. The MarketBeat CD calculator automatically calculates the final value of a CD you want to own based on several variables, like how long you plan to hold it, the interest rate, the inflation rate and how frequently interest will compound.

Compound interest is the interest calculated on a principal balance over a period of time.This includes the current interest on the principal and the interest on all the interest that has accumulated in prior periods. MarketBeat's easy-to-use tool can show you how contributing specific amounts over specific time periods will grow using different compounding schedules.

Investors get a different total return from owning dividend stocks compared to returns from stocks that don't pay a dividend. Calculating the total return requires several independent calculations. The MarketBeat dividend calculator allows you to understand how a specific dividend stock can grow over time.

Why should you know a company's dividend payout ratio? The higher the number, the less cash a company keeps on hand to expand its business and its dividend, which has implications for investors. The MarketBeat dividend payout ratio calculator can help you evaluate a company's strength.

One of the advantages of investing in dividend-paying stocks is that, in many cases, dividends are taxed at a lower rate than ordinary income. The MarketBeat dividend tax calculator lets you quickly and easily see the tax liability for the dividend payments you receive.

Dividend yield is a commonly used metric when choosing a stock to own. Yield depends, in part, on share price and can change on a daily basis. The MarketBeat dividend yield calculator automatically calculates the dividend yield for a specific stock by adding a stock's dividend amount, dividend frequency and share price.

A company's earnings is the net income (or profit) a company has remaining after they've paid any dividends. But to accurately compare one company's profits to another requires understanding how much profit they made for each of its outstanding shares. The MarketBeat earnings per share calculator helps you automatically calculate EPS for a stock.

Inflation is a general rise in the cost of goods and services which is offset by a symmetrical decline in the purchasing power of a currency. While some inflation is normal and necessary for a healthy economy, it becomes problematic when it exceeds the purchasing power of consumers. The MarketBeat inflation calculator shows you what the current inflation rate is at a given moment in time.

Time in the market is more important than timing the market. This is evident when determining the return on investment for a single investment or your entire portfolio. The MarketBeat investment calculator lets you see how the benefit of compound interest allows your investments to grow over time.

How you save for retirement can make a significant difference in how large your nest egg will grow. A Roth IRA has several unique features that make it different from other IRAs. The MarketBeat Roth IRA calculator shows you how your retirement savings can grow based on many factors, including how much you plan to contribute annually, how many years you have until retirement and when you expect to retire.

A company's market capitalization (or market cap) indicates the value of its stock relative to the stock market. That value goes beyond a stock's price and provides one measure of a stock's equity value. The MarketBeat market cap calculator is an easy-to-use tool that automatically calculates the current market value of a stock by inputting the stock's current price and the number of total shares outstanding.

Knowing how to calculate options profit can be complicated. That's why MarketBeat has a free interactive tool that makes it easy for new and experienced investors to determine how to structure an options trade. To use the calculator, provide just a few simple inputs to find out if your trade will be "in the money."

The price-to-earnings (P/E) ratio measures how much an investor pays for $1 of a company's earnings. Value investors use the P/E ratio to determine whether a stock is overvalued or undervalued. The MarketBeat P/E calculator lets you find this ratio in real time based on the most current data available.

Will you have enough income for a comfortable retirement? The MarketBeat retirement calculator can help you track whether you have saved or will have saved enough for retirement. If not, use the tool to determine what adjustments you need to make.

The cost basis is the average price investors pay for a company's shares. Owning multiple stocks allows you to understand how the average price paid for each individual stock affects the cost basis of the stocks in a portfolio. MarketBeat's free stock average calculator gives you an easy way to get a real-time cost basis for the stocks in your portfolio.

Stock splits give you more shares of stock at a lower price based on a predetermined ratio (2:1, 3:1, etc.). MarketBeat's free stock split calculator allows you to enter the number of shares you own, the split ratio and the current share price to see if a stock split affects your investment.

Knowing when to sell a stock often comes down to the amount of profit you need to make from the trade, or your return on investment. MarketBeat offers a free stock profit calculator that allows you to factor in commissions to see what gains you will make from a specific trade.